Fees – Effective 01/01/25
Savings Fees
| Type | Fee |
|---|---|
| Account History | $2.00 |
| Account Closed within 6 Months of Opening | $20.00 |
| Inquiry Fee (per page) | $1.00 |
| Returned Deposit | $25.00 |
| Savings Account Minimum – Balance Fee (below $50.00) | $2.00 |
Checking Fees
| Type | Fee |
|---|---|
| Account History | $2.00 |
| Certified Draft | $5.00 |
| Draft Printing Charge | (varies by style and quantity of checks ordered) |
| Overdraft Charge (non-sufficient funds) | $30.00 |
| ACH Overdraft Charge | $30.00 |
| ATM Overdraft Charge | $30.00 |
| Debit Card Overdraft Charge | $30.00 |
| Courtesy Pay Fee ($0.01 – $10.00) | $20.00 |
| Courtesy Pay Fee ($10.01 and above) | $30.00 |
| Share Draft Photocopy | $5.00 |
| Share Draft Photocopy from Storage Facility | $15.00 |
| Stop Payment Fee | $25.00 |
| ACH Revoke Fee | $25.00 |
| Transfer Fee | $4.50 |
| Average Daily Balance Below $500.00 | $2.00/month |
Share Plus
| Type | Fee |
|---|---|
| Drafts Cleared per Month over 3 | $15.00 |
| Stop Payment | $25.00 |
Christmas Savings
| Type | Fee |
|---|---|
| Early Withdrawal | $10.00 |
Miscellaneous Fees
| Type | Fee |
|---|---|
| Dormant Account Fee | $40.00 |
| Paper Statement Fee | $4.00/month |
| Bank Check Fee | $4.00 |
| Copy of Statement | $5.00 |
| Skip Pay (consumer loans) | $30.00 |
| Returned Statement (bad address) | $10.00 |
| Returned to Sender Notice | $5.00 |
| Account Research (per hour) | $35.00 |
| Minimum charge for 1⁄4 hour research | $10.00 |
| ATM/Debit Replacement Card | $10.00 |
| ATM Withdrawal or Transfer (foreign ATMs only) | $2.50 |
| Transactions at Census FCU ATMs | FREE |
| Attachment Processing Fee | $50.00 |
| ATM/Debit Card Express Delivery | $35.00 |
| Processing Foreign Draft | $35.00 |
| Modification of Deed of Trust | $500.00 |
| Subordination Agreement | $75.00 |
| Outgoing Member Wire | $25.00 |
| Incoming Member Wire | $20.00 |
| Temporary Checks (per check) | $1.00 |
| Verification of Deposit (for mortgages) | $15.00 |
| Redicash/Premier Line of Credit Advance | $2.50 |
| Notary Fees | (first page notarized for $8.00 and $6.00 for each additional page) |
| Auto Lien Release (second occurrence) | $10.00 |
| Mortgage Lien Release (second occurrence) | $40.00 |
| Overnight Documents to Member | $45.00 |
| Loan Due Date Change (per loan) | $5.00 |
| Negative Balance (more than 3 business days) | $25 each occurrence |