Product Descriptions

Check Card

The debit card is convenient and easy to use and works like a check. You may use it anywhere that Visa is accepted for purchases and the amount is automatically deducted from your checking account. Please contact Cardholder Services at
1-800-449-7728 to report a lost or stolen Visa Debit Card.

Christmas Club Account

Great way to help you save for the holidays and year-end expenses, while earning dividends.

IRA Account

Whether you choose to defer taxes by investing in a traditional, Roth, or educational IRA, this can help you save money for your retirement that will take you into the future safely and securely. For you convenience, deposits can be made by payroll deductions, or in person.


Owning your own home is what the American dream is all about. Your mortgage whether it is your first or not can be handled on a personal basis by people you know and trust. Our loan officers will answer any questions and discuss the options available to you. We have flexible loan plans you need at rates you can afford. Please contact Credit Union Mortgage Association, Inc. and direct any mortgage inquiries or questions to Marsha Wartel at 1-800-231-8855 or email Please complete the online mortgage application by selecting Related Links and choose CUMA Mortgage Application located on the Main Page of our website.

Share (Savings) Account

  • Membership savings required of $50.00
  • Competitive dividend rate
  • Quarterly statements
  • Deposits and withdrawals can be anytime

Share Certificates

  • Several types offered
  • Flexible maturities
  • Dividends posted monthly
  • A penalty equal to 180 days of dividends will be imposed if a withdrawal of principal funds occurs before the maturity date

Service Descriptions

Checking Account

  • No monthly service charge if average daily balance exceeds $500.00
  • Unlimited check writing with no per check fees
  • Minimum balance of $2.00 per month if average daily balance is below $500.00
  • Honor pre-authorized drafts such as insurance, utilities, etc.
  • Monthly statement
  • Stop payment of $25.00
  • Check copy of $5.00
  • NSF fee of $30.00

Direct Deposit and Payroll Deduction

With Automatic payroll deposits, you enjoy the convenience and safety of deposits made on time, each payday. With direct deposit your whole paycheck, social security, retirement, or military check is sent to your account automatically. No more missed deposits, lost or stolen payments. Payroll deduction allows you the ease of repaying your loan quickly and conveniently each payday.

Loan Services

We take pride in our loan department staff and the service we provide to our members. Our loan rates are competitive and we offer a variety of loan options that best suit your financial needs.

Other Services

  • Online Banking
  • E-Statements
  • Bill Pay
  • ATM
  • Notary Public services
  • Coinstar
  • Stamps
  • Cost Guides for Cars, Boats, Etc.
  • Motor Vehicle Certification Program
  • Credit Life Insurance
  • AD & D Insurance
  • Life Insurance
  • And More…

Overdraft Protection

Protect yourself from overdrawing your account by linking your checking account to another checking account, savings account, or a line-of-credit loan. There are several options you may choose from.

If you have questions about the products or services described above, please contact a Member Service Representative at (800) 343-6788 or (301) 763-0287.

Census FCU Blog

Market Place and Zelle Notifications

Census Federal Credit Union offers the Zelle digital payment product/service to its digital banking members through both online… Read More

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Census FCU
4600 Silver Hill Road
Room 1K250,
Washington, DC 20233
Toll Free | 800.343.6788 Phone | 301.763.0287 Fax | 301.735.8367 Visa Debit Card
Lost/Stolen: 800.472.3272
Technical Support for Mobile/Online Banking
7 AM - 1 AM, Seven Days a Week